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CRESTAR BANK, N.A. v. CHEEVERS

No. 97-CV-1584.

744 A.2d 1043 (2000)

CRESTAR BANK, N.A., Appellant, v. Eric L. CHEEVERS, Appellee.

District of Columbia Court of Appeals.

Decided February 3, 2000.

Attorney(s) appearing for the Case

Ronald M. Abramson, with whom Ronald S. Canter, Bethesda, MD, was on the brief, for appellant.

John Keitt Hane, III, Washington, DC, for appellee.

Before WAGNER, Chief Judge, and SCHWELB and REID, Associate Judges.

REID, Associate Judge.

The central issue presented in this case is whether, under the Truth in Lending Act ("TILA"), 15 U.S.C. §§ 1601 et seq. (1994), a credit cardholder is required to avail himself of the billing dispute procedures of 15 U.S.C. § 1666 by notifying the creditor of disputed charges, in order to invoke the liability protections of 15 U.S.C. § 1643 against unauthorized charges to a credit card. Appellant Crestar Bank

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