Justice WELCH delivered the opinion of the court:
This case presents the issue of which of two insurance companies, Country Mutual Insurance Company (plaintiff) or Teachers Insurance Company (defendant), provides primary coverage for an accident that occurred on December 8, 1995, involving a 1994 Dodge Spirit automobile owned and driven by Jo Chapman. At the time of the accident, Chapman, although driving her own vehicle, was acting in the course of her employment...
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