Justice McLAREN delivered the opinion of the court:
Defendant and counterplaintiff, State Farm Fire and Casualty Company (State Farm), appeals from the trial court's grant of summary judgment in favor of plaintiffs and counterdefendants, Stuart L. and Rebecca A. Whitt, and the court's denial of its motion for summary judgment. We reverse.
State Farm provided homeowners' insurance to the Whitts since 1977. On July 17-18, 1996, a massive rainstorm dropped almost...
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