OPINION
MATTINGLY, Judge
On June 12, 1998, while operating his 1997 Dodge pickup truck in Warsaw, Indiana, Brandon Robinson ("Robinson") was involved in a motor vehicle collision that left three minors dead and two others seriously injured. At issue is whether Robinson was covered under a commercial insurance policy issued by Westfield Companies ("Westfield") to his mother's company Rovan, Inc. ("Rovan") at the...
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