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KERSTEN v. MINNESOTA MUT. LIFE INS. CO.

No. C6-98-2080.

608 N.W.2d 869 (2000)

Martin John KERSTEN, Respondent, v. The MINNESOTA MUTUAL LIFE INSURANCE COMPANY, Appellant.

Supreme Court of Minnesota.

April 13, 2000.

Attorney(s) appearing for the Case

Steven G. Mahon, Ryan, Mahon & Brown, P.A., St. Paul, for appellant.

Robert E. Wilson, Matthew C. Bazzano, Robert Wilson & Assoc., Minneapolis, for respondent.

Heard, considered, and decided by the court en banc.

OPINION

PAUL H. ANDERSON, Justice.

Minnesota Mutual Life Insurance Company issued a disability insurance policy to Martin John Kersten using a definition of sickness that limited coverage of pre-existing conditions to those illnesses that first manifested themselves while the policy was in force. Minnesota Mutual then used this definition to discontinue paying Kersten disability benefits under the policy. Therefore, when Minnesota Mutual discontinued paying...

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