WOODARD, Judge.
This litigation stems from an automobile accident between a 1988 Buick Century, operated by Ms. Tequilla Alexander, owned by her mother, Ms. Gail Martin, and insured by Safeway Insurance Company (Safeway), and a 1993 Mercury Sable owned and operated by Ms. Antoinette Francois, occupied by her children, Jaimie, Anthony, and Lexie Prescott, and her mother-in-law, Ms. Georgiana Pierre, and having Uninsured/Underinsured Motorist (UM) coverage with Midland...
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