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AMERICAN STANDARD INS. CO. v. HARGRAVE

No. SC 82685.

34 S.W.3d 88 (2000)

AMERICAN STANDARD INSURANCE COMPANY, Appellant, v. Jeanette HARGRAVE, et al., Respondents.

Supreme Court of Missouri, En Banc.

Rehearing Denied January 9, 2001.

Attorney(s) appearing for the Case

Michael E. McCausland, Jeffrey W. Deane, Kansas City, for appellant.

Andrew J. Gelbach, Douglas B. Harris, Robert E. Harris, Warrensburg, John E. Turner, Kansas City, for respondents.

WHITE, Judge.

Respondents, Hargraves, sought payment for injuries sustained by a minor family member in an automobile accident. Appellant, American Standard Insurance Company (American Standard), denied coverage contending its household exclusion clause was fully enforceable against the insured's relative because a second insurer, State Farm Insurance Company (State Farm), had provided the minimum liability payment required by the Motor Vehicle Financial Responsibility...

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