SHAHOOD, J.
On November 23, 1993, appellant sustained injuries as a result of a motor vehicle accident with a vehicle driven by an employee of ATM Towing, Inc. Prior to the accident, appellee, Security National Insurance Company ("Security National"), issued ATM Towing a policy of liability insurance effective June 29, 1993 through June 29, 1994. The policy was issued through a broker and financed through a premium finance company. The policy covered the vehicle involved...
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