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HAHN v. McKENZIE CHECK ADVANCE OF ILLINOIS, LLC

No. 99-3346.

202 F.3d 998 (2000)

William D. HAHN, Plaintiff-Appellant, v. McKENZIE CHECK ADVANCE OF ILLINOIS, LLC, doing business as National Cash Advance, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided February 2, 2000.

Attorney(s) appearing for the Case

Daniel A. Edelman (submitted), Edelman, Combs & Latturner, Chicago, IL, for Plaintiff-Appellant.

Claudia Callaway (submitted), Paul, Hastings, Janofsky & Walker, Washington, DC, for Defendant-Appellee.

Before BAUER, EASTERBROOK, and KANNE, Circuit Judges.

PER CURIAM.

A "payday loan" is a short-term small loan handled with a minimum of paperwork; the loan agreement is a single sheet of paper, and the borrower receives cash within minutes of applying. The rate of interest is high, and the lender typically requires the borrower to write a check that can be submitted for payment after the borrower's next scheduled payday. We held in Smith v. Cash Store Management, Inc., 195 F.3d 325

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