BROWN v. PAYDAY CHECK ADVANCE, INC.

Nos. 99-3110, 99-3353, 99-3625.

202 F.3d 987 (2000)

Sandra BROWN, Deborah Jackson, and Victoria Davis, Plaintiffs-Appellants, v. PAYDAY CHECK ADVANCE, INC., and Payday Check Advance, LLC, both doing business as Payday Express, Defendants-Appellees. Marguerite Mitchem, Plaintiff-Appellant, v. Payday Check Advance, Inc., doing business as Payday Express, Defendant-Appellee. Denise Laws, Plaintiff-Appellant, v. Payday Loan Corp. of Illinois, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided February 2, 2000.


Attorney(s) appearing for the Case

Ignacio D. Maramba, Jr. (submitted), Edelman, Combs & Latturner, Chicago, IL, for Plaintiffs-Appellants in No. 99-3110.

Daniel A. Edelman (submitted), Edelman, Combs & Latturner, Chicago, IL, for Plaintiff-Appellant in Nos. 99-3353, 99-3625.

Mark R. Valley (submitted), Chicago, IL, for Defendants-Appellees in Nos. 99-3110, 99-3353.

Mark R. Valley (submitted), Chicago, IL, Daniel F. Konicek, Konicek & Dillon, St. Charles, IL, for Defendant-Appellee in No. 99-3625.

Before BAUER, EASTERBROOK, and KANNE, Circuit Judges.


EASTERBROOK, Circuit Judge.

These related cases present questions concerning damages under the Truth in Lending Act. Three district judges concluded that the kind of violations asserted by the plaintiffs do not lead to the awards (called statutory damages) that are available under 15 U.S.C. § 1640(a)(2) without regard to injury. Because plaintiffs declined to allege any actual injury, the cases were terminated on the pleadings. Two of the decisions are available...

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