IN RE RITCHIE

Bankruptcy No. 99-41251. Adversary Nos. 00-6154, 00-6155.

254 B.R. 913 (2000)

In re Neil RITCHIE and Teresa Ritchie, Debtors. Neil Ritchie and Teresa Ritchie, Plaintiffs, v. Northwest Education Loan Assn., Defendant. Neil Ritchie and Teresa Ritchie, Plaintiffs, v. Student Loan Fund of Idaho, Inc., Defendant.

United States Bankruptcy Court, D. Idaho.

November 9, 2000.


Attorney(s) appearing for the Case

Brent T. Robinson, Ling, Nielsen & Robinson, Rupert, Idaho, for Plaintiffs.

Ron Kerl, Service Gasser & Kerl, Pocatello, Idaho, for Defendant Northwest Education Loan Association

Judson W. Tolman, Fruitland, Idaho, for Defendant Student Loan Fund of Idaho, Inc.


MEMORANDUM OF DECISION

JIM D. PAPPAS, Chief Judge.

I. Background.

Neil and Teresa Ritchie ("Plaintiffs") filed for relief under Chapter 13 on July 29, 1999.1 An order confirming Plaintiffs' Chapter 13 plan was entered by this Court on May 30, 2000. Plaintiffs commenced these adversary proceedings against Student Loan Fund of Idaho ("SLFI") and Northwest Education Loan Association ("NELA")

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