EASTERBROOK, Circuit Judge.
After Richard Brown and Linda Lehmann divorced in 1987, Richard created an inter vivos trust for the benefit of the couple's children, Danielle and Alexis. Richard instructed his insurers and financial intermediaries, including Teachers Insurance and Annuity Association/College Retirement Equities Fund (TIAA/CREF), that in the event of his death they should pay all benefits to this trust, of which Richard's brother Timothy was trustee...
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