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JACKSON v. AMERICAN LOAN CO., INC.

No. 99-2596.

202 F.3d 911 (2000)

Deborah JACKSON and Victoria Davis, Plaintiffs-Appellants, v. AMERICAN LOAN COMPANY, INC., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided February 2, 2000.

Attorney(s) appearing for the Case

Daniel A. Edelman (submitted), Edelman, Combs & Latturner, Chicago, IL, for Plaintiffs-Appellants.

Joseph R. Marconi (submitted), Johnson & Bell, Chicago, IL, for Defendant-Appellee.

Before BAUER, EASTERBROOK, and KANNE, Circuit Judges.

PER CURIAM.

Plaintiffs contend that the Truth in Lending Act, 15 U.S.C. §§ 1601-77, does not permit a lender to use the word "fee" rather than the term "finance charge" to describe a price for extending the payment deadline. Nothing in the Act or its regulations requires use of the term "finance charge" for any transaction other than the initial loan or its refinancing — and it is common ground that an extension of time to make one payment of a multi...

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