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AUTO-OWNERS INS. CO. v. HANSEN HOUSING

No. 20745.

604 N.W.2d 504 (2000)

2000 SD 13

AUTO-OWNERS INSURANCE COMPANY, Plaintiff and Appellant, v. HANSEN HOUSING, INC., Defendant and Appellee.

Supreme Court of South Dakota.

Decided January 26, 2000.

Attorney(s) appearing for the Case

Roy A. Wise of Richardson, Groseclose, Wyly, Wise & Sauck, Aberdeen, South Dakota, Attorneys for plaintiff and appellant.

Lonald L. Gellhaus of Gellhaus, Gerdes & Gellhaus, Aberdeen, South Dakota, Attorneys for defendant and appellee.

KONENKAMP, Justice.

[¶ 1.] Auto-Owners Insurance Company appeals a declaratory ruling that its "Businessowners Policy" covered damages to a vacant commercial building owned by Hansen Housing, Inc. We uphold coverage for most but not all the claimed losses. Affirmed in part and reversed in part.

Facts

[¶ 2.] Hansen Housing purchased the former Ipswich Community Hospital and adjacent properties at public auction in November 1989. Included...

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