MEMORANDUM OPINION1
JUDITH K. FITZGERALD, Bankruptcy Judge.
Gerald Clifton York, Jr. and Arlene York (hereafter "Debtors") filed a voluntary petition under Chapter 13 of the U.S. Bankruptcy Code on May 10, 1999. The Debtors' schedules include two student loan debts. On the filing date, the U.S. Department of Education held promissory notes evidencing the debt but was in the process of transferring them to Educational...
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