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T.H.E. INSURANCE CO. v. CITY OF ALTON

No. 99-3225.

227 F.3d 802 (2000)

T.H.E. INSURANCE COMPANY, Plaintiff-Appellee, v. CITY OF ALTON, Defendant-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided September 13, 2000

Attorney(s) appearing for the Case

Charles H. Cole (argued), Schuyler, Roche & Zwirner, Chicago, IL, William J. Knapp, Burroughs, Hepler, Broom, Mac-Donald & Hebrank, Edwardsville, IL, for Plaintiff-Appellee.

Kevin F. Blaine, Coppinger, Carter, Schrempf & Blaine, Alton, IL, Douglas R. Heise (argued), Peel, Beatty & Matil, Edwardsville, IL, for Defendant-Appellant.

Before EASTERBROOK, RIPPLE, and ROVNER, Circuit Judges.

ILANA DIAMOND ROVNER, Circuit Judge.

A tragic accident at a municipal fireworks display gave rise to this dispute over insurance coverage. The district court concluded that the policy at issue excluded coverage for bodily injury to "shooters," the persons hired to ignite the fireworks on display, and that this exclusion applied to the City as an "additional insured." We agree that the City of Alton was not entitled to rely on the general coverage language in the certificate...

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