CURETON, Judge:
Randy and Linda Gaskins (the Gaskins) appeal the trial court's dismissal of their action against the Southern Farm Bureau Casualty Insurance Company, the South Carolina Farm Bureau Insurance Company (collectively "Farm Bureau"), and Timothy Brant, a claims representative for Farm Bureau. We affirm in part, reverse in part and remand.
FACTUAL/PROCEDURAL BACKGROUND
While hunting, Eugene Gaskins accidently shot his son, Randy Gaskins...
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