MEMORANDUM OPINION
ARTHUR B. FEDERMAN, Bankruptcy Judge.
Debtor Gene D. Clark, appearing pro se, filed this adversary proceeding in order to discharge an obligation to Educational Credit Management Corporation (ECMC) in the approximate amount of $11,500.00. This is a core proceeding under 28 U.S.C. § 157(b)(2)(I) over which the Court has jurisdiction pursuant to 28 U.S.C. § 1334(b), 157(a), and 157(b)(1). The following constitutes...
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