MEMORANDUM OPINION
DONALD, District Judge.
These cases are before the court on appeal by Creditor Cash in a Flash from a bankruptcy judge's refusal to approve proposed settlements submitted in Chapter 13 proceedings initiated by Debtors Kisha Lavae Brown ("Brown") and Adam B. Chandler ("Chandler"). Because these cases involve the same creditor and present virtually identical factual and legal issues, the court will consider both cases together in this memorandum...
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