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GEORGIA FARM BUREAU MUT. INS. CO. v. GARZONE

Nos. A99A1306, A99A1486.

523 S.E.2d 386 (1999)

240 Ga. App. 304

GEORGIA FARM BUREAU MUTUAL INSURANCE COMPANY v. GARZONE. Garzone v. Georgia Farm Bureau Mutual Insurance Company.

Court of Appeals of Georgia.

October 7, 1999.

Attorney(s) appearing for the Case

Watson, Dana & Gottlieb, Dennis D. Watson, Douglas R. Woodruff, Lafayette, for appellant.

Clifton M. Patty, Jr., Christopher C. Young, Ringgold, for appellee.

MILLER, Judge.

Planning to build and then sell a residential dwelling, John Garzone obtained a fire insurance policy from Georgia Farm Bureau Mutual Insurance Company to insure the anticipated structure for a period of one year. Six months later when the home was three-fourths complete, a fire destroyed it. Garzone demanded that Georgia Farm pay the policy's stated face amount of $125,000. Georgia Farm would agree to pay only $93,179.25, the amount necessary to rebuild...

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