OPINION
LANCASTER, J.
This case raises the issue of whether Metropolitan Property and Casualty Company has a duty to defend and indemnify its insured, Jennifer Miller, under a homeowner's policy for failing to warn or prevent the sexual abuse committed by Michael Miller, her husband, against B.M.F., an 11-year-old girl. The district court concluded on summary judgment that Metropolitan had no duty to defend and indemnify, finding no coverage for any of the...
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