HAROLD R. BANKE, Senior Appellate Judge.
Cambridge Mutual Fire Insurance Company ("Cambridge") filed a declaratory judgment action to ascertain whether it was obligated to defend or to provide coverage to Jodi Dover or Larry Dover under the terms of the Dovers' homeowners' policy. The trial court found in favor of Cambridge.
In subsection 1.b.(1) of Section II—EXCLUSIONS, the Dovers' policy excluded from coverage for personal liability or medical payments...
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