MEMORANDUM OPINION AND ORDER
FRANK W. KOGER, Chief Judge.
Ronald Owens, Margaret Owens, Nicola Angelicola, Pasqualina Angelicola, and Ernest Waterman (collectively referred to as "Plaintiffs") filed related Complaints to Determine Dischargeability of Debt against two separate debtors, Kent W. Miller and Terry J. McGavern, under §§ 523(a)(2)(A) and 523(a)(4). The two adversary proceedings were ultimately consolidated and tried together in...
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