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  5. 603 N.W.2d 151 (1999)
 

MUTUAL SERVICE CAS. INS. CO. v. WILSON TP.

No. C0-99-898.

603 N.W.2d 151 (1999)

MUTUAL SERVICE CASUALTY INSURANCE COMPANY, Appellant, v. WILSON TOWNSHIP, Respondent, Casey Catherine Peterson, Respondent.

Court of Appeals of Minnesota.

December 21, 1999.

Attorney(s) appearing for the Case

Richard J. Kruger, Jack D. Moore Associates, St. Paul, for appellant.

Steven M. Pederson, Pflughoeft, Pederson Johnsrud, Winona, for respondent Wilson Township.

Charles A. Bird, Bird Jacobsen, Rochester, for respondent Casey Catherine Peterson.

Considered and decided by SHORT, Presiding Judge, WILLIS, Judge, and ANDERSON, Judge.

OPINION

SHORT, Judge.

Mutual Service Casualty Insurance Company (MSI) brought this declaratory judgment action to determine insurance coverage for an automobile accident caused by a drunken driver returning home from a town festival. On cross-motions for summary judgment, the trial court found the liquor liability exclusion contained in MSI's policy was unambiguous but inapplicable because the insured, Wilson Township, was not engaged in the business of...

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