Certified for Partial Publication.
HANING, J.
Melvin and Virginia Hendrickson, individually and doing business as Crown Nursery (collectively appellants), appeal a summary judgment in favor of their insurers, Zurich American Insurance Company of Illinois and Zurich Insurance Company (collectively Zurich), in appellants' action against Zurich for failure to defend and indemnify them in a third party action. We reverse.
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