The issue certified for our review is "whether an insurer has a duty to indemnify and/or defend a homeowner/policyholder against a wrongful death claim by a non-household member wrongful death beneficiary who is not an `insured' under the policy when the death involved is that of an `insured' under the policy." For the reasons that follow, we answer the certified issue in the negative and affirm the judgment of the court of...
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