Not everyone believes that banks are the safest or most desirable place to keep cold, hard cash, notwithstanding the existence of safeguards like federal deposit insurance. Howard and Sarah Harrell were among the skeptics. The Harrells had in excess of $95,000 stashed away in a cooler in the crawl space under their house. One day, they discovered that the cash, but not the cooler, had vanished...
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