MEMORANDUM OPINION AND ORDER
CHARLES M. CALDWELL, Bankruptcy Judge.
This Memorandum Opinion and Order constitutes the Court's findings of fact and conclusions of law on the Motion for Conversion of Chapter 7 Case to Chapter 13 Case filed on September 22, 1999, by the Debtors, Jerald B. and Tamera A. Dews ("Debtors") and the Objection of the Chapter 7 Trustee, Larry J. McClatchey ("Trustee"), filed on October 12, 1999. On October 19, 1999, the Court...
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