MEMORANDUM AND ORDER
CRONE, United States Magistrate Judge.
Pending before the court is Defendant State Farm Lloyds's ("State Farm") Motion for Partial Summary Judgment (# 17). Having reviewed the motion, the submissions of the parties, the pleadings, and the applicable law, the court is of the opinion that State Farm's motion should be granted.
I. Background
On May 10, 1996, Plaintiffs Robert and Sally Douglas ("the Douglases")...
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