MEMORANDUM OPINION AND ORDER
ROLAND J. BRUMBAUGH, Bankruptcy Judge.
THIS MATTER came on for trial on August 23, 1999. The Court heard testimony and considered the arguments of counsel. The Court granted Plaintiff's request to file a Reply Brief to Defendants' Trial Brief. That Reply Brief was filed September 2, 1999, and the matter is now at issue.
On May 10, 1992, the Debtor filed a Chapter 13 petition. On her Schedule D she listed a town home at...
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