Application for Permission to Appeal Denied by Supreme Court October 29, 1999.
OPINION
F. LLOYD TATUM, S.J.
Plaintiff/Appellee, Munford Union Bank, filed suit in General Sessions court against Defendant/Appellant, American Ambassador Casualty Company, for "recovery under loss payee provisions of automobile insurance policy No. 175843 insuring a 1997 KIA Sephia automobile—owned by Kelvin Jones, which was totaled on about September 11, 1997...
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