CURETON, Judge:
Michael Ray McDonald (McDonald), individually and as personal representative of the estate of Amber McDonald, and Sharon Tice brought a declaratory judgment action against South Carolina Farm Bureau Insurance Company (Farm Bureau) regarding the availability of underinsured motorist (UIM) coverage to McDonald. The trial court held Farm Bureau failed to make a meaningful offer of UIM coverage to McDonald as required by S.C.Code Ann. § 38-77-160...
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