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PHILLIPS v. CORESTATES BANK, N.A.

No. 95-0153.

33 F.Supp.2d 419 (1999)

Lemuel PHILLIPS, Jr., Appellant, Cross-Appellee, v. CORESTATES BANK, N.A., as successor to First Penn. Bank, N.A., Appellee, Cross-Appellant.

District Court, Virgin Islands, Appellate Division, D. St. Thomas and St. John.

January 14, 1999.

Attorney(s) appearing for the Case

Wayne Sprauve, St. Thomas, U.S.V.I., for Lemuel Phillips.

Sam Hall, St. Thomas, U.S.V.I., for Corestates Bank.

Before MOORE, Chief Judge, District Court of the Virgin Islands; FINCH, Judge of the District Court of the Virgin Islands; STEELE, Territorial Court Judge, Division of St. Croix, Sitting by Designation.

Memorandum

PER CURIAM.

I. FACTS

In 1988, Lemuel Phillips, Jr. ["Phillips"] executed a promissory note in the sum of $16,756.09 in favor of the predecessor-in-interest of Corestates Bank, N.A. ["Corestates"]. Phillips signed above the name "Lemuel Phillips, Sr.," although he is Lemuel Phillips, Jr., and Senior, his father, was deceased. A security interest was granted in two of Phillips' vehicles. Upon failure to make timely payments, Corestates...

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