FINDINGS OF FACT AND CONCLUSION OF LAW
GEORGE L. PROCTOR, Bankruptcy Judge.
THIS PROCEEDING is before the Court upon a Complaint to Determine Dischargeability of Debt, filed pursuant to 11 U.S.C. § 523(a)(2)(A), (a)(4), and (a)(6), by Paul Reid, doing business as Reid Medical Systems, hereinafter "Plaintiff". Debtor/Defendant, Susan C. Clayton, hereinafter "Defendant", filed an Answer.
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