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KRAMER v. STATE FARM

No. E022409.

90 Cal.Rptr.2d 301 (1999)

76 Cal.App.4th 332

Edwin B. KRAMER et al., Plaintiffs and Appellants, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant and Respondent.

Court of Appeals of California, Fourth District, Division Two.

As Modified on Denial of Rehearing December 8, 1999.

Review Denied March 1, 2000.

Attorney(s) appearing for the Case

Wallin & Klarich, Santa Ana, and William W. Bruzzo, Rochester, NY, for Plaintiffs and Appellants.

Horvitz & Levy, Lisa Perrochet, Mitchell C. Tilner, Encino, Hughes & Nunn, Randall M. Nunn and E. Kenneth Purviance, San Diego, for Defendant and Respondent.

Certified for Partial Publication.*

OPINION

RICHLI, Acting P.J.

We must decide whether, for purposes of insurance coverage, child molestation is an injury arising from the "ownership, maintenance, or use" of the premises on which the molestation occurs. We conclude that, absent a causal relationship between the use of the premises and the molestation, there is no coverage.

I

FACTUAL AND PROCEDURAL BACKGROUND...

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