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IN RE EARLS

BAP No. EO-99-061.

243 B.R. 101 (1999)

In re Betty Ann EARLS, Debtor. Joseph Q. Adams, Trustee, Plaintiff-Appellee, v. Greenpoint Credit Corporation, Inc., Defendant-Appellant.

United States Bankruptcy Appellate Panel of the Tenth Circuit.

December 7, 1999.

ORDER AND JUDGMENT

PUSATERI, Chief Judge.

Creditor Greenpoint Credit Corporation, Inc. ("Greenpoint"), appeals the bankruptcy court's decision determining that under Oklahoma law, a manufactured home is a "vehicle" so that a lien on the home is perfected by having it noted on the title to the home. The court held that such a lien is not automatically perfected under the Uniform Commercial Code ("UCC") even if the home is a "consumer good" under Article 9...

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