MEMORANDUM OPINION AND ORDER
JERRY VENTERS, Bankruptcy Judge.
Sharon Regina Campbell, the Debtor, filed a Chapter 13 bankruptcy petition pro se on February 5, 1999. She scheduled, as an asset of her bankruptcy estate, a 1995 Mazda Protege automobile with a value of $4,650.00. She listed Household Automotive Financial Corp. ("HAFC") as the lien holder on the automobile and stated that the amount of Household's claim was likewise $4,650.00. On...
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