OPINION OF THE COURT
CARPINELLO, J.
In September 1994, defendant Fidelity National Title Insurance Company of New York (hereinafter Fidelity) issued a certificate of title to plaintiff Adirondack Capital Management (hereinafter Adirondack) on property located in the Town of Manlius, Onondaga County, in connection with the latter's extension of a $300,000 loan to Alice Carney, Daryl Carney and Burnell Carney. The certificate of title certified that the Carneys...
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