KENNEDY, C.J.
An insured who is involved in even the most minor of traffic accidents has a duty to conduct a reasonable inquiry with respect to injuries before he or she can claim that there is no obligation to report the accident to his or her insurer. Because it is undisputed that no reasonable inquiry was conducted in the present case and that American States Insurance Company was actually prejudiced when a default judgment was entered in favor of Mischelle Benham...
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