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SEDS, INC. v. HARTFORD FIRE INS. CO.

No. 97-3901

724 So.2d 1258 (1999)

SEDS, INC., a corporation, f/k/a Worldmark Corporation, Appellant, v. HARTFORD FIRE INSURANCE CO., a corporation, Appellee.

District Court of Appeal of Florida, Fourth District.

January 27, 1999.

Attorney(s) appearing for the Case

Eric C. Christu of Elk, Bankier, Palmer & Christu, Boca Raton, for appellant.

Frank J. Sinagra of Haley, Sinagra & Perez, P.A., Fort Lauderdale, for appellee.

ON MOTION FOR REHEARING

KLEIN, J.

We grant appellant's motion for rehearing, withdraw our opinion filed on December 2, 1998 and substitute the following opinion.

Appellant was provided worker's compensation insurance coverage by appellee Hartford with the premium to be calculated based on a formula known as an "incurred loss retrospective ratings plan." Incurred losses are those losses actually paid by the insurer. To calculate the retrospective...

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