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EX PARTE ALFA MUT. FIRE INS. CO.

1970423.

742 So.2d 1237 (1999)

Ex parte ALFA MUTUAL FIRE INSURANCE COMPANY. (In re Alfa Mutual Fire Insurance Company v. Tracie F. Payton; and Tracie F. Payton v. Alfa Mutual Fire Insurance Company.).

Supreme Court of Alabama.

Rehearing Denied June 18, 1999.

Attorney(s) appearing for the Case

Philip S. Gidiere, Jr., and Steven K. Herndon of Gidiere & Hinton, Montgomery, for petitioner.

Tyrone C. Means, Milton J. Westry, Paul C. Williams, and James L. Richey of Thomas, Means & Gillis, P.C., Montgomery, for respondent.

LYONS, Justice.

Alfa Mutual Fire Insurance Company ("Alfa") issued Tracie F. Payton a policy of insurance entitled "Standard Fire Policy." More than two years after issuing the policy, Alfa declined coverage for a claim for water damage caused by an air conditioner. Payton sued Alfa, seeking compensatory and punitive damages for fraudulent misrepresentation and suppression relating to the sale of the policy. The case proceeded to trial. The trial court denied Alfa...

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