Presiding Justice KNECHT delivered the opinion of the court:
In February 1998, CarolAnne Hager sued Linda C. Saylor for personal injuries resulting from an two-car accident. At the time of the accident, Saylor was test-driving a vehicle owned by Sullivan Chevrolet Company (Sullivan), an automobile dealership. Pekin Insurance Company (Pekin) insured Sullivan's vehicles, while State Farm Mutual Automobile Insurance Company (State Farm) provided Saylor's automobile insurance...
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