SWEENEY, J.
This is an insurance subrogation dispute between Safeco Insurance Company and its insured, Randal R. Peterson. Despite Safeco's contrary instructions to Mr. Peterson and his attorney, Mr. Peterson settled a personal injury case for $20,000, and included Safeco's subrogated personal injury protection (PIP) interest of $3,997.64 in the settlement. Mr. Peterson settled far short of the available $250,000 policy limits afforded by the third party carrier,...
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