WOODARD, Judge.
This is an insurance coverage dispute. Midland Risk Insurance Company (Midland) issued a policy of insurance to Daniel Lafleur (Lafleur). Keith and Charlotte Menard (the Menards) sued Lafleur and Midland in state court for Lafleur's substandard renovation work on their home. Midland provided Lafleur a defense in state court but filed an action for declaratory judgment in federal district court that there was no coverage under the policy. Lafleur incurred...
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