WILSON, Circuit Judge:
Ross Neely Systems, Inc. ("Ross Neely") sued its insurance company, Occidental Fire & Casualty Co. of North Carolina ("Occidental"), for coverage of a punitive damages award. The district court granted summary judgment in favor of Occidental. We affirm.
BACKGROUND
Ross Neely is a trucking company that bought business auto insurance from Occidental. The policy covered "all sums the insured legally must pay as damages...
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