OPINION
JOHNSON, Judge:
Kentucky National Insurance Company (Kentucky National) has appealed from the judgment of the Floyd Circuit Court entered on December 3, 1997, which summarily determined that it was liable to its insured, Gordon Lester (Lester), under the terms of its contract to provide underinsured motorist (UIM) coverage, and from the trial court's order of January 13, 1998, denying its motion to alter, amend or vacate the summary judgment...
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