SAUNDERS, Judge.
Shelton Erikson, hereinafter "Plaintiff," obtained an insurance policy from Audubon Insurance Company, hereinafter "Defendant;" the policy covered a home built by his grandson and his grandson's girl-friend on his property. When the home became unoccupied, Plaintiff purchased a fire insurance policy on the home which became effective on August 9, 1996. The home burned ten days later. Defendant denied Plaintiff's claim on the policy, arguing Plaintiff...
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