BIRCH, Circuit Judge:
Havoco of America, Ltd. ("Havoco") appeals the denial of its objection to Elmer C. Hill's ("Hill") claims in his Chapter 7 bankruptcy petition that the real property located at 209 and 211 Calhoun Avenue, Destin Florida, (the "Destin Property") was exempt under Article X, Section 4 of the Florida Constitution (the "homestead exemption") and that the household furnishings in the Destin Property were exempt because he owns them in tenancy-by-the...
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