Justice GEIGER delivered the opinion of the court:
The plaintiff, Valor Insurance Company (Valor), appeals from the April 13, 1998, order of the circuit court of Lake County entering judgment in favor of the defendants, Robert "Rob" Torres (Torres); Tappers, Inc., d/b/a Tappers Bar & Grill; Robert Hogan; Mike Sudek, a/k/a Mike Sudiak; and Scott E. Dulberg (Dulberg), on plaintiff's complaint for declaratory judgment. Specifically, the trial court found that defendant...
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