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CRUZ-MENDEZ v. ISU/INSURANCE SERVICES

722 A.2d 515 (1999)

156 N.J. 556

Hector CRUZ-MENDEZ, Plaintiff-Respondent, v. ISU/INSURANCE SERVICES OF SAN FRANCISCO and Fireworks by Girone, Inc., Defendants, and John D. Fenn as Representative of Certain Underwriters at Lloyds, London, CNA Reinsurance of London, Ltd., St. Paul Fire and Marine Insurance Company (U.K.) Ltd. and Unionamerica Insurance Company, Ltd., Defendants-appellants.

Supreme Court of New Jersey.

Decided January 13, 1999.

Attorney(s) appearing for the Case

Christopher R. Carroll, Far Hills, for defendants-appellants (Nicoletti Kissel & Pesce and Carroll, McNulty & Kull, attorneys; Mr. Carroll and Charles Hyman, New York City, of counsel).

Kenneth A. Berkowitz, Chatham, for plaintiff-respondent (Blume Goldfaden Berkowitz Donnelly Fried & Forte and Budd Larner Gross Rosenbaum Greenberg & Sade, attorneys; Mr. Berkowitz and Donald P. Jacobs, Short Hills, of counsel and on the brief).

The opinion of the Court was delivered by POLLOCK, J.

Plaintiff, Hector Cruz-Mendez ("Cruz-Mendez") or ("plaintiff"), was injured after lighting a firework left from a display exhibited by Girone, Inc. ("Girone") for the Montclair Golf Club ("Golf Club"). The primary issue is whether plaintiff may maintain a strict-liability claim directly against Girone's insurers based on an insurance policy that they issued pursuant to...

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